Money and mobile by country
Currency, card payments, cash and roaming by country.
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Currency, card payments, cash and mobile roaming by country, according to the ANWB and the Council of the EU. We leave out exchange rates because they change constantly.
Go to: Slovenia · Croatia · Hungary · Czechia · Poland · Slovakia · Montenegro · Bosnia and Herzegovina · Serbia · North Macedonia · Albania · Kosovo · Romania · Bulgaria · Moldova · Estonia · Latvia · Lithuania
Slovenia
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Slovenia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Slovenia
- Withdrawing cash with a debit card is not always free in the eurozone; ask your bank which cash machines are free. Source: ANWB: travel preparation, Slovenia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Slovenia
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Croatia
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Croatia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Croatia
- Withdrawing cash with a debit card is not always free in the eurozone; ask your bank which cash machines are free. Source: ANWB: travel preparation, Croatia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Croatia
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Hungary
Money and mobile
- Currency: Hungarian forint (HUF). Source: ANWB: travel preparation, Hungary
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Hungary
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Hungary
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Czechia
Money and mobile
- Currency: Czech koruna (CZK). Source: ANWB: travel preparation, Czechia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Czechia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Czechia
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Poland
Money and mobile
- Currency: Polish zloty (PLN). Source: ANWB: travel preparation, Poland
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Poland
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Poland
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Slovakia
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Slovakia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Slovakia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Slovakia
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Montenegro
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Montenegro
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Montenegro
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Montenegro
- Roaming charges may still apply here: on 4 June 2026 the Council of the EU authorised talks on extending 'Roam like at home' to the Western Balkans. Check your provider's rate. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Bosnia and Herzegovina
Money and mobile
- Currency: Bosnia-Herzegovina convertible mark (BAM), pegged to the euro: € 1 = 1.95583 BAM. Source: ANWB: travel preparation, Bosnia and Herzegovina
- Debit and credit cards are accepted almost everywhere; there are enough cash machines in the big cities. Source: ANWB: travel preparation, Bosnia and Herzegovina
- Contactless payment with a watch or phone only works in cities, in large shops, hotels and restaurants. Source: ANWB: travel preparation, Bosnia and Herzegovina
- Roaming charges may still apply here: on 4 June 2026 the Council of the EU authorised talks on extending 'Roam like at home' to the Western Balkans. Check your provider's rate. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Serbia
Money and mobile
- Currency: Serbian dinar (RSD). Source: ANWB: travel preparation, Serbia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines in the big cities. Source: ANWB: travel preparation, Serbia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Serbia
- Roaming charges may still apply here: on 4 June 2026 the Council of the EU authorised talks on extending 'Roam like at home' to the Western Balkans. Check your provider's rate. Source: Council of the EU: 'Roam like at home' and the Western Balkans
North Macedonia
Money and mobile
- Currency: Macedonian denar (MKD). Source: ANWB: travel preparation, North Macedonia
- Debit cards are accepted almost everywhere, credit cards to a limited extent. There are enough cash machines in cities and tourist places, but not in rural areas and villages. Small businesses accept cash only. Source: ANWB: travel preparation, North Macedonia
- Euros (mainly banknotes) are often accepted; mind the exchange rate, because change is often given in local currency. Source: ANWB: travel preparation, North Macedonia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, North Macedonia
- Roaming charges may still apply here: on 4 June 2026 the Council of the EU authorised talks on extending 'Roam like at home' to the Western Balkans. Check your provider's rate. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Albania
Money and mobile
- Currency: Albanian lek (ALL). Source: ANWB: travel preparation, Albania
- Card payment works in most banks, large supermarkets, international hotels and at some petrol stations. Outside the town centres there are few cash machines; often you can only pay in cash. Source: ANWB: travel preparation, Albania
- Euros (mainly banknotes) are often accepted; mind the exchange rate, because change is often given in local currency. Source: ANWB: travel preparation, Albania
- Roaming charges may still apply here: on 4 June 2026 the Council of the EU authorised talks on extending 'Roam like at home' to the Western Balkans. Check your provider's rate. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Kosovo
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Kosovo
- Card payment works in large hotels and shops and at petrol stations. There are enough cash machines in the big cities. Source: ANWB: travel preparation, Kosovo
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Kosovo
- Roaming charges may still apply here: on 4 June 2026 the Council of the EU authorised talks on extending 'Roam like at home' to the Western Balkans. Check your provider's rate. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Romania
Money and mobile
- Currency: Romanian leu (RON). Source: ANWB: travel preparation, Romania
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Romania
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Romania
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Bulgaria
Money and mobile
- Currency: euro (since 1 January 2026; the Bulgarian lev has been replaced). Source: ANWB: travel preparation, Bulgaria
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Bulgaria
- Withdrawing cash with a debit card is not always free in the eurozone; ask your bank which cash machines are free. Source: ANWB: travel preparation, Bulgaria
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Bulgaria
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Moldova
Money and mobile
- Currency: Moldovan leu (MDL). Transnistria uses its own rouble, which you can only exchange locally. Source: ANWB: travel preparation, Moldova
- Card payment works in many shops; in small shops and at markets you pay cash. There is a fair number of cash machines. Source: ANWB: travel preparation, Moldova
- Euros are also accepted regularly. Source: ANWB: travel preparation, Moldova
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Moldova
- No source on roaming found: check your provider's rate.
Estonia
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Estonia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines. Source: ANWB: travel preparation, Estonia
- Withdrawing cash with a debit card is not always free in the eurozone; ask your bank which cash machines are free. Source: ANWB: travel preparation, Estonia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Estonia
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Latvia
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Latvia
- Debit and credit cards are accepted almost everywhere; there are enough cash machines in the cities. Source: ANWB: travel preparation, Latvia
- Withdrawing cash with a debit card is not always free in the eurozone; ask your bank which cash machines are free. Source: ANWB: travel preparation, Latvia
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Latvia
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Lithuania
Money and mobile
- Currency: euro. Source: ANWB: travel preparation, Lithuania
- Debit and credit cards are accepted almost everywhere; there are enough cash machines in the cities. Source: ANWB: travel preparation, Lithuania
- Withdrawing cash with a debit card is not always free in the eurozone; ask your bank which cash machines are free. Source: ANWB: travel preparation, Lithuania
- You can pay contactless with a watch or phone. Source: ANWB: travel preparation, Lithuania
- Within the EU you pay no extra roaming charges thanks to 'Roam like at home'. Source: Council of the EU: 'Roam like at home' and the Western Balkans
Rules and fines may change and confuse by municipality. Each line contains the source; see if you're in park management before you go. This isn't legal confuse.